Category: Personal

The past, present and future of Personal Insurance news

Underinsurance gap widening

Underinsurance continues to be a big issue, with a greater proportion of properties are now underinsured and the gap between property rebuild costs and the amount buildings are currently insured for in the UK is widening.

Fire Safety Act

Since the Grenfell Tower tragedy in 2017, the suitability of existing fire safety legislation has been much debated and publicised. To improve the fire safety of buildings in England and Wales, the Fire Safety Bill was introduced by the Home Office and in April 2021 received Royal Accent, setting it on the path to becoming law.

The purpose of the new Fire Safety Act (FSA), which applies to virtually all premises and covers nearly every type of building structure and open space, is to simplify fire safety legislation and drive fire safety improvements for regulated premises where people live, stay or work. It will also help reduce the number of enforcing authorities that Companies have to deal with.

Cyber security during Coronavirus

With millions of employees continuing to work from home, cyber criminals are increasingly aware of ways to penetrate business’ cyber security. Read through our blog to find out some steps you can take to protect yourself and your business from an ever increasing risk, and what insurance may be in place to help you should your business be subject to an attack.

Why underinsurance is concerning High Net Worth individuals

Underinsurance is a real issue for high net worth clients. With a lot of money on the line, we look at why it’s become a problem and how to avoid underinsuring your valuables.

Top 5 tips: home workspace

As millions of employees are now globally working from home, it’s important to set up a dedicated home workspace which will keep you focused, comfortable and ready to work. Here are our top tips…

The Coronavirus and your Home or Motor insurance

As your local insurance broker we are keeping abreast of the fast moving and everchanging landscape in which we all find ourselves.

We have very many client’s who have had to move to working from home, or had to change their normal office commute to another office and all these things would normally be notifiable to your insurer and may affect your policy.

However, Insurers have come together and issued a joint agreement to accommodate the changing situations that individuals find themselves in.

Art collectors – Protecting your fine art

The most common claims made for fine art are theft, water and transit damage. Here are ways you can better protect your prized possessions.

The Coronavirus and Travel insurance

Are you travelling to or through China? Please read our advice following the outbreak of the Coronavirus and the FCO warning against ‘all but essential travel’.

Travelling Post Brexit – 31 January 2020 update

Are you planning on travelling in the Europe? We take a look at the requirements for a Green Card and International Driving Permit (IDP) here.

GAP Insurance – Do I need it?

With the new vehicle registration just a few weeks away, we take a look at the importance of GAP insurance. What is it, why do you need it and is it worth it?